Emergency Home Repair Options

There is a few ideas when there is an issue such as this.  Although, due to the income guidelines it makes it hard for some people to simply not qualify. Hard when the insurance companies do not cover basement/flooding issues.  

FIRST SEE IF YOUR HOUSE INSURANCE WILL COVER ANYDAMAGES TO THE HOME - THESE AGENCIES WILL NEED PROOF YOUR HOUSE INSURANCE DOESNOT COVER THE DAMAGES DONE, OR A ESTIMATE OF WHAT HAS BEEN COVERED, AND WHAT ISREMAINING OF THE EXPENSE TO REPAIR.  YOUCAN DUAL UP THESE PROGRAMS.  MEANING YOUMAY USE THREE PROGRAMS TO GET THE HELP YOU NEED.  


USDA Iowa Rural Development 

Contact: Karen Reuter, Iowa Falls Office (641) 648 - 5181 

Assists with any grants that may be available for homeimprovements, to include a possibility of low interest loans as anotheroption.  (Lifetime maximums/incomeguidelines apply)

 

Charles City Area Development Corporation 

Tim Fox has a furnace replacement program (first come, first serve) yearly he sponsors this (income guidelines)  

Phone: 641.228.3020 | FAX: 641.228.4744tfox@charlescityia.com  

 

Grants Available for Basement/Home Repairs (incomeguidelines)

North Iowa Community Action

Address: 404 N Jackson St, Charles City, IA 50616

Phone: (641) 228-2893

 

Popular company that Floyd County residents are using forestimates of basement repairs.

Midwest Basement Systems

Address: Des Moines, IA

Phone: (515) 992-7046

 

Iowa Trust Fund – for veterans 

Provides a grant for emergency house repair (IncomeGuidelines apply) $2500.00 in a 12 month period